Frequently asked Questions

How it Works.

If you’re on this page, you might be wondering, what are Tradelines? The term "Tradeline" (also known as piggybacking credit) has become synonymous with a credit enhancement technique where people – like you – can pay to be added as an Authorized User on a revolving credit account. This is for the sole purpose of having the positive credit history associated with each credit account appear on the buyer's credit profile.

If the account is in good standing (perfect payment history, no late payments, etc…) – Being an authorized user will result in a boost to your credit score when the account reports to the credit bureau each month.

If your credit report has no collections or negative accounts a Tradeline will boost your credit score to 700+ within 30 days in most cases. However, it may take 60 to 90 days depending on your credit profile. Results very.

If you have any collection accounts a Tradeline will help raise your score and credit profile, however you will never reach a 700+ score if you have any collections. 

It is best to remove or clear all negative accounts and/or collections for best results. We can not guarantee any results if you have negative accounts on your profile.

The "Statement Date" displayed on each item is the date the Tradeline reports to the credit bureaus. Be mindful to select a Tradeline that is close to the date of purchase for fastest results.

Checkout 

To check out properly, you must first select an item and add it to your cart.

Once in your cart enroll in monthly subscription, which will bill your Debit/Credit card every 30 days from your purchase date. You can cancel your subscription at anytime.

Upon purchase you will receive a text message to verify your Identity by scanning your ID and submitting your Social Security Card. Follow instructions within the text. Service will not begin until your Identity is verified.

Refunds

We grant full refunds if an account does not report to your credit profile within 45 days from the accounts statement date.  

Note: Your name and Social Security number will be verified. Submitting anything other than your legitimate Social Security number forfeits your rights to refunds of any form or amount.

Service Cancellations

Your subscription service will be terminated for none payment if no payment is made before the grace period ends. We allow a 7 day grace period from your due date before cancelling your subscription. Your credit score will return back to its original score once removed from the credit account.